Trusted by issuers, designed with your team
in mind

Simplify chargeback management with an intuitive platform built to streamline workflows, ensure compliance, and seamlessly integrate with your digital banking systems. Whether you’re focused on improving efficiency or driving long-term recovery results, our cloud-based solution delivers the power and reliability you need.

QFD

QFD® isn’t just software; it’s a transformation.

QFD® is the industry’s most advanced chargeback management software for issuers. Supporting both claim intake and recovery, this end-to-end platform boosts efficiency, increases claim visibility, and minimizes losses in one single solution.

End-to-end Processing

QFD® supports both claim intake and processing, enabling accountholders and users to enjoy an enhanced experience. No matter where or how cases are filed, QFD® ensures consistent information, status updates, and automated resolution.

Supported Transactions

Implement QFD® to support multiple transaction types and maximize efficiency.
  • EFTs: ACH, Wire, Zelle®, 
and RTP®
  • Digital payments: P2P 
and Bill Pay
  • Cards: Pinned and pinless transactions on credit, debit, and prepaid cards
  • ATM: Deposits and Withdrawals
  • Checks

Integrations

Minimize manual work and accelerate claim resolution with QFD® robust integration and API capabilities, featuring:
  • Core Banking System
  • Verifi and Ethoca
  • VROL and Mastercom

How it Works

QFD® in Action

QFD® Benefits

BENEFIT 1

Improved Customer Experience

QFD®’s self-service feature with mobile and online banking integration results in increased accountholder accessibility and convenience. Enable accountholders to submit and manage their claims whenever and wherever they want.
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BENEFIT 2

Reduced Losses

Built-in regulatory requirements and Association rules power QFD®’s automated recovery workflow, ensuring high-quality chargebacks are submitted, QFD® tracks, updates, and actions recovery work automatically, leading to assured
compliance and minimizing losses.

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BENEFIT 3

Increase Operational Efficiency

Automated and intelligent workflows coupled with out-of-the-box integrations with card associations and core banking systems reduce AHT and callbacks by 40%. Streamline accountholder communication with self-service and inbound email support.
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BENEFIT 4

Resolve Every Dispute

QFD® is a cloud-based software and scalable to grow with your business needs. Adopt new features and expand your QFD® coverage without disrupting current processes or requiring additional IT resources from your team.
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Quavo’s automation has reduced the amount of time our agents touch a claim dramatically. This has taken so much pressure off our team, enhanced work/life balance, and improved team morale.

Barbara Valona

VP & BankCenter Manager

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First Hawaiian bank®

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Frequently asked questions

Everything you need to know
about QFD.

What is recovery automation?
QFD® handles the case creation in Association platforms and executes recovery for disputed transactions made on the Mastercard, Visa, Pulse, and PLUS networks. QFD® will continue to auto-process recovery work by including merchant responses, updating Association cases, and supporting write-off and denial decisions throughout.

QFD® prevents compliance violations by automatically taking action and updating the case aligning with SLA regulatory mandates and time-sensitive rules.

QFD® supports a wealth of automated workflows including card block and reissuance on fraud claims, general ledger accounting, temporary authorization processing, accountholder emails and letters, fee matching, applying the merchant refund, and more.

QFD® has a built-in reporting browser that delivers volume and operational data to managers and internal auditors. Quavo has partnered with Snowflake to offer a data warehouse that includes analytical and forecasting details. Quavo offers a business event streaming service that can be tailored to a client’s exact needs.

Ready to get started?
Talk to our team.

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